"Truly Serves for 25 years of Dedicated Banking Service and Onwards"
A. Savings Deposit Account
1. Regular Savings Deposit
-
Evidenced by a passbook
-
With required minimum maintaining balance
-
25% interest per annum; quarterly posting
STUDENTS SAVINGS
INDIVIDUAL
CORPORATE/COOPERATIVE
Initial Cash Deposit
P100.00
P500.00
P10,000.00
Maintaining Balance
P100.00
P1,000.00
P10,000.00
Requirements
-
Two (2) ID Pictures
-
Schoold ID with birth date
-
Birth Certificate
-
Two (2) ID Pictures
-
Two (2) Valid ID's
-
Proof of billing
-
Photocopy of Articles of Incorporation/Cooperation
-
Photocopy of By-Laws
-
Current SEC/CDA Registration
-
Current Business Permits
-
Current BIR Registration
-
Duly notarized BOD resolution for opening the account
-
Copy of latest Financial Statements
-
For Authorized Signatories
-
Two (2) Valid ID's​
-
Two (2) ID Pictures
-
Interest is earned one P1,000.00 deposit is reached and maintained
2. ATM Savings Account
-
Non-Interest bearing
-
Initial deposit P200.00; Maintaining balance P100.00
-
Transactions Include:
-
Balance Inquiry​
-
Withdrawal
-
minimum withdrawal amount per transaction : P100.00​
-
maximum withdrawal amount per transaction : P100,000.00
-
maximum withdrawal amount per day : P20,000.00
-
maximum number of withdrawal per day : Ten (10)
-
-
Fast Cash - available in fixed amounts of P500.00, P2,000.00, P3,000.00, P4,000.00, P6,000.00, P8,000.00, and P10,000.00 for quick withdrawal
-
Fund transfer provided:
-
account/s are owned by client​
-
account/s are declared to be linked with ATM card
-
-
Bills payment - enable clients to pay their bills to participating institutions
-
-
Charge follows :
Type of ATM Card /
Automated Teller Machine
Balance Inquiry
Withdrawal
CBQP Card /
CBQP Machine
(any branch)
No Charge
P1.00
CBQP Card /
Non - CBQP Machine
(any Location)
P2.00
P12.00
plus convinience fee by the machine used
Non - CBQP Card /
CBQP Machine
​
-
Head Office
-
Agdangan & Catanauan
-
Tagkawayan
-
P2.00
-
P2.00
-
P2.00
Non - CBQP Card Charge
Non - CBQP Card Charge + P20.00
Non - CBQP Card Charge + P30.00
3. Special Savings Deposit / Double Your Money
-
Savings deposit that doubles your money at the end of ten (10) years
-
Guaranteed income on the 5th year
-
Minimum deposit of P10,000.00; maximum deposit P100,000.00 per depositor
-
evidenced by a passbook
​
Income bassed on P100,000.00 Deposit
Year Terminated
Year Terminated
Guaranteed Income
Guaranteed MV/LV
5
6
7
8
9
10
P40,000.00
P47,000.00
P55,000.00
P65,000.00
P78,000.00
P100,000.00
P140,000.00
P147,000.00
P155,000.00
P165,000.00
P178,000.00
P200,000.00
B. Time Deposit - Premium Savings Deposit
-
Issuance of :
-
Certificate of Time Deposit (P5,000.00 to P19,999.99)
-
Passbook (P20,000.00 and above)
-
-
Fixed term and interest rate over the period it is placed
-
Minimum deposit at P5,000.00
-
Term: minimum of one (1) month, maximum of one (1) year
-
Interest rates are set by the board of Directors from time to time
Interest rates as of January 2016
Year Terminated
Bracket
Year Terminated
Bracket
Percentage
Percentage
5
P5,000.00 - P250,000.00
P250,000.01 - P500,00.00
P500,001.00 - P750,000.00
P750,000.01 - P1Million
Above P1Million
P40,000.00
0.75%
1.00%
1.25%
1.50%
1.75%
C. Demand Deposit
-
Deposit account that allows the depositor/holder of the account the ability to write check against their deposits.
-
No interest on deposit.
1. Current Account / Easy check Account
-
Open to individual and corporate accounts
-
Opening and maintaining balances as follows:
Year Terminated
Bracket
Bracket
Branch / Location
Percentage
Individual
Percentage
Corporate
5
Head Office, Lucena City, Gumaca, Tayabas City, Lucban
P40,000.00
P5,000.00
P40,000.00
P10,000.00
Agdangan, Catanauan, Tagkawayan
P12,000.00
P20,000.00
2. Checking Account with Automatic Transfer Agreement (ATA)
-
enjoy the benefits of both Savings and Current Accounts
-
earn interest approved by the Board on Savings Account only
-
opening and maintaining balances as follows:
Branch / Location
Bracket
Year Terminated
Bracket
5
Head Office, Lucena City, Gumaca, Tayabas City, Lucban
Agdangan, Catanauan, Tagkawayan
Percentage
Individual
Percentage
Corporate
P40,000.00
Savings P 5,000.00
Current P 10,000.00
P40,000.00
Savings P 10,000.00
Current P 20,000.00
Savings P 12,000.00
Current P 12,000.00
Savings P 20,000.00
Current P 20,000.00